I didn't think our banker was going to be able to pull it off. Well, I don't know if he really pulled it off, but he had us sign an awful lot of papers. There is one thing he still may not have a handle on. Our mortgage payment for the house we just sold is automatically taken out of our account every month. We don't need to make that payment anymore because the house is sold, so that autopayment needs to be stopped. Auto-payment is scary. We cancelled our auto-payment for out dial-up internet (Yes, dial-up) and they still took it out and are still taking it out since November. When my husband called they said, "I'm sorry sir, we have no record of that." Grrrrr. So, needless to say, we don't have much faith in the cancelling of the auto-payment. But, our banker sent an email, but apparently, that wasn't good enough. Then he gave us a number to call. When we got back from the bank, the realtor was waiting for us at our house. He said we were supposed to meet him at the title company today at 4:00. I said it was tomorrow because I knew we had the bank today. I wrote it on the calendar for 4:00 tomorrow as soon as I spoke with him. Any way, here he was- with more paperwork. So, we signed more paperwork, handed over the keys and the garage-door openers, and we were done. The house was sold. Two months from listing to closing in this crappy housing market. Certainly a record! Then my husband was going to go to the house and move the last few things, but then realized he has just given the realtor the keys. Duh! He had planned to go and do this, but we both thought the meeting was tomorrow. Luckily, we bought some doors for the old house and had them all keyed the same and we didn't use them all. We sold them to my husband's brother, so he went and borrowed their keys so he could get into our old house. What a thinker!
When he got back home he called the number the banker had given us to cancel the mortgage payment. . . "Hello, you have reached the New AT & T. For English, dial one. . ." The banking genius has struck again. Sheesh.
Saturday, March 1, 2008
Doubled Booked?
Labels:
auto-payment,
banker,
genius,
mortgage
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5 comments:
It's pretty sad when you can't even rely on a big company to deal with you honestly. Grrrr.
Congrats on selling your house so quickly--that has got to be a record!
Smiles, Karen
Sounds like you must have had AOL, I once had them, I learned.
They tried to bill me for six months after I canceled the service.
Thanks for your comments. I think it was a record for selling our house so quickly! Even though we lost money, we were happy to have it over with.
It was actually Myvine. They said, "We have no record of that." Grrrrrr.
Gotta love those "auto payments"! I honestly had to close a bank account and open another just because of such crap! I USED to have a homestead website and then it got to where they might charge me $4.95 one month and the next one $39.95 the next.
Auto-payments are nice until they turn on you. Stopping them is nearly impossible.
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